The Art and Science of Real Wealth

Reader reviews of my book is given here.




Amazon Kindle

Apple Itunes

Google Books



Amazon India

Evincepub India 20% Author Discount Code : CYX20YMKW



Evincepub India 20% Author Discount Code : CYX20YMKW

Ebook and Paper Back

Apple Itunes

Google Books

Kobo (USA)

Amazon UK

Amazon Germany

Amazon France

Amazon Spain

Amazon Italy

Amazon Japan

Amazon Canada

Mass purchases can be done from Ingram Spark or Amazon.

Free PDF is available at the end of this page after the promotion video.

The Purpose of this Publication

I have been in the field of investing ever since I was a young teen during the mania of the early 1990s.  I have had huge successes and even bigger failures.

I made enough money before I was 30 (2004), that ordinary people would not have made in a lifetime.

If I had just done my first investment as a young teen in life, in the mania of the early 1990s, based on logic, patience and reason, and more importantly on a trusted friend’s advice instead of a crooked broker’s stock tip, in MRF, and not on emotion and mania, and no other investment, I would have had more than Rs 590 crores (79 million dollars) by June 2020.

If I just stopped investing at 30 (2004), taken all my winnings and only bought Apple, I would have had almost than 27 million dollars (Rs 202 crores) by June 2020. 

But my short-term emotional thinking, arrogance, and greed in investing, and ignoring and mocking the principles of capital allocation and risk management blew away all those earnings.

I used to think only for the next 3 months while investing.

Now I have a vision of at least 10 years. 

For stocks that I missed out like what I mentioned above, I have a vision of 25 years.

For an investment to really pay off you need to be patient and disciplined.

The world’s greatest investors were successful only because of logic, reason, patience, and discipline.

Another important thing is that you should never fall in love with your investment in material assets. 

If your investment in material assets starts to fall beyond a certain limit or is causing you to bleed from your pockets just sell it.

Like the saying goes:

Money goes and comes again

So even though I have lost huge amounts of money that I made myself, due to arrogance, greed and stupidity, since 2018, I changed my whole strategy and reviewed my life’s experience since I started actively investing as a young teen.

This change in strategy and more importantly the strengthening of my mind due to consistent practice of ध्यान Dhyana since 2015 has made me a very mentally strong and disciplined individual and now I would like to believe I am beyond ignorance, fear, hope and greed while investing and I hope at most things that life throws at me.

One who masters ignorance, fear, hope and greed will conquer himself and as Paulo Coelho said:

If you conquer yourself, then you will conquer the world.

I thought I should share my life’s learning over the last 26 years in the art and science of investing.

I hope it prevents others from making the mistakes I made until 2018, and straightaway skip all my mistakes and go on to the success I am having since 2019.

I always had a gift for strategic thinking and problem solving. 

This has been a real curse, since I fared rather poorly academically, because I only depended on my inborn God given genetic lottery inherited skills, and not on discipline, consistency and hard work which are also required to achieve academic distinction or distinction in any field of life. 

In fact, in the Mettl Psychometric Test I took at my father’s company, I scored a 10/10 in both strategic thinking and problem solving, an 8/10 on ethical propensity and accountability and a 9/10 on resilience.  

We should use something like the Mettl Psychometric Test before we decided to engage and do business with all Representative DFIs,  corrupt Sarkari babus, and Wall Street/Dalal Street Pimps and Lalas.

Only if they score at least a 7/10 on strategic thinking, problem solving, accountability and ethical propensity, should we give them roles of great power and influence. 

Otherwise we should just give them jobs of digging ditches, breaking stones and cleaning manholes which are the only jobs most Representative DFIs,  corrupt Sarkari babus, and Wall Street/Dalal Street Pimps and Lalas are actually underqualified to do.

An 8/10 on accountability is not a bad score.  Only Bhishma would have scored a 10/10 and that’s why he ended up lying on a bed of arrows for 58 days and on the wicked and losing side.

Only Jesus Christ and Lord Ram will score a 10/10 on ethical propensity and look at the trouble they got into. 

An 8/10 on ethical propensity is also a decent score but as Kautilya said:

One should not be too straightforward.

Go and see the forest.

The straight trees are cut down, the crooked ones are left standing.

I am not a crooked tree.

I never lie, cheat and steal and will always honour a promise, even a verbal promise.

But sometimes, I will not disclose things unless I am asked about it, even if the right thing to do was to be upfront and disclose it.

The purpose of this publication is to enable you to manage money wisely and earn a consistent regular income.

This publication will enable you to achieve financial freedom.

But this publication has a higher purpose.

To get you to read my book Arya Dharma: The Noble Dharma.

Read the reader reviews regarding my book Arya Dharma.

My book Arya Dharma: The Noble Dharma is my life’s dream and will enable to you achieve Moksha or freedom from the permanent influence of कर्म Karma or Destiny.

You don’t have to buy the book if you cannot afford it, there is a free download available from my website

In fact, you don’t even have to buy this publication if you cannot afford it, there is a free version available for download at the end of this page below the video.

The purpose of wealth is not to buy large mansions and fancy cars and waste it on superfluous extravagance, toy boys, mistresses and undeserving charities meant only for the fish love of furthering your dreams.

The purpose of wealth is to give you the freedom to pursue your higher passions and more importantly discover the joys of SEVA (Selfless sacrifice) by helping the most needy and unfortunate beings in this world by giving them true love and the ability to chase their dreams, not yours.

The highest goal of the Arthasastra is SEVA to the old – the highest ideal of Dharma.

सुखस्य मूलं धर्मः । धर्मस्य मूलं अर्थः । अर्थस्य मूलं राज्यं । राज्यस्य मूलं इन्द्रिय जयः । इन्द्रियाजयस्य मूलं विनयः । विनयस्य मूलं वृद्धोपसेवा॥

The root of happiness and wellbeing  is Dharma
The root of 
Dharma is Artha (economy and statecraft)
The root of Artha is good governance.
The root of good governance is conquering by self-control.
The root of conquering by self-control is humility.
The root of humility is SEVA (selfless service) to the old.

The Art and Science of Real Wealth promotional video

This publication is for informational purposes only, it should not be considered Financial or Legal Advice.

Consult a financial professional before making any major financial decisions.

Before you take their advice, make sure the financial professional has a significant portion of their own, and if possible also their children’s net worth, in the investments that they are recommending to you, just like I have done, and publicly displayed at

%d bloggers like this: